gardner's home in better times, the early '70s. >> when i first moved here, everybody was blue collar workers. it was ford, chevy, chrysler, g.m., the steel mills. and i worked at trw valve division, so everybody was blue collar workers. there was a lot of money in this community and everybody took care of their homes. >> reporter: cleveland has been bleeding manufacturing jobs, and people, for years, shrinking from 900,000 in 1950 to less than 400,000 today. the new infusion of sub-prime lending seemed to offer hope, but made things way worse. >> for 40-some years, we've had a slow process of out-migration, loss of jobs, loss of population. think of that as like a river that's slowly moving and you're standing waist deep. then, you get the tsunami of the foreclosures from sub-prime lending ten years ago. and then, the banks get title to the homes after the foreclosure, and you can see how they've taken care of them.